4. Compliance Statement
Last Updated: May 26, 2026
4.1 Regulatory Positioning
Kolectra operates as a financial technology infrastructure provider, not a financial institution.
4.2 NDPR Compliance
We adhere to:
- Nigeria Data Protection Regulation (NDPR)
- Data minimization and lawful processing principles
- User consent and transparency requirements
4.3 Financial Compliance Model
Kolectra ensures compliance through:
- Separation of platform and fund custody
- Use of SEC-approved asset managers for investments
- Integration with regulated financial institutions
4.4 Anti-Money Laundering (AML) Awareness
While Kolectra is not a financial institution, we:
- Support audit trails and transparency
- Enable organizations to maintain compliance records
- Flag suspicious activity patterns where applicable
4.5 Audit & Transparency
- Full ledger visibility for organizations
- Exportable financial reports
- Audit-ready system architecture
4.6 Final Legal Positioning (VERY IMPORTANT)
Kolectra is a technology enabler of structured finance, not a custodian, lender, or investment manager.
All financial decisions, fund custody, and regulatory obligations remain the responsibility of the user organization and its designated officers.
5. Contact Information
For legal, privacy, or compliance inquiries:
- Email: legal@kolectra.com
- Privacy Requests: privacy@kolectra.com
- Address: 20 Tsamiya Road, Costain Quarters, Kaduna, Nigeria
Questions? Contact our legal team at legal@kolectra.com for any compliance or regulatory concerns.